Frequently Asked Questions

How much do I need as a deposit for a car?

Once your finance is approved we accept $1 deposits to drive away in your new vehicle.

Can I get car finance if I have a previous bad credit rating?

Yes, we may still be able to arrange finance for you no matter your rating.
Complete our Online Finance Application to arrange pre-approved vehicle finance to drive home your new vehicle today.
Finance is subject to finance companies final approval, conditions apply.

Can I pay off my car finance early?

Yes you can, and we recommend you to do save yourself interest in the long term. We welcome the opportunity to consult with you on the finance that would best suit your situation. From years of experience in arranging tailored vehicle finance we advise our customers to ensure they do not over-extend themselves. We advise paying more per week than is required, so that you have a lower weekly required amount to fall back on if needed.

Do you offer 5 year car finance or even longer term vehicle finance?

We welcome the opportunity to use our experience to arrange a finance option to suit you. We believe that 4 year financing is the optimum duration to minimise interest rates. Four year payment terms also enables you to upgrade your car after approximately two and a half years time, which is when most people are thinking about a change.

Can you freight a car anywhere in New Zealand?

Yes, we can arrange to send your car by freight, or by making other arrangements.
Please visit our Freight page for more information.

What condition can I expect your second-hand cars to be in?

At Costello Cars you can expect to have the option of a wide variety of vehicles in optimum condition, in both presentation and safety. We stringently check all of our vehicles after importing and present our cars to their highest possible standards. Interestingly for Cantabrians this is something that car sales yards in our region are quite competitive about, whereas we have noticed that in other towns vehicle presentation is not viewed as being quite as crutial.